profile picture

English Spanish

Has appraised in same market area since 1982.  All levels & complexities of residential appraisals and small income properties.  Designated Member of National Association of Independent Fee Appraisers with IFA designation and Candidate Member of the Appraisal Institute. Original membership of Appraisal Institute was since 1985. In addition appraiser is a Member of Real Estate Appraisers Association. 

Mortgage lending appraisals since 1982.  Relocation assignments since 1985 and is a one of the limited number of appraisers with 20 year CRP designation regarding relocation appraisals.  FHA appraisals since 1986.  Litigation appraisals since 1990. Review appraisals completed since 1990.  Private party appraisals done for divorce, bankruptcy, trust & estates.  Retrospective appraisals and reviews.  Litigation appraisals also completed.

Appraiser also is a NAIFA Senior Instructor, approved Course Provider in California & Nevada. Teaches real estate appraisal courses for Continuing Education.  Teaches USPAP 7 hour courses for Continuing Education and USPAP 15 hour course for Basic Education. Teaches at local community college. AQB Certified USPAP instructor.  

Relocation appraising since 1985.  Received the Certified Relocation Professional designation in 1990 & has the 20 year pin.  Has completed the ERC 2010 Online Relocation Appraisal Training Program.

Service area:

Zip code list & city list can be sent by FAX. 

Sacramento city & county areas.

Placer county from Sacramento to Auburn.

El Dorado county from Sacramento to Placerville.

Nevada county areas:  Grass Valley, Nevada city; Penn Valley; Lake of the Pine; Lake Wildwood.

Yolo county:  Cities of Davis and West Sacramento. 

Providing appraisals for: 

  • UAD compliance for FNMA & FHLMC, FHA reports.
  • USDA appraisals can be completed.
  • Primary and Secondary Mortgages.
  • Mortgage Refinancing.
  • Employee Relocation - ERC criteria.
  • Private Mortgage Insurance removal appraisals. 
  • Estate & Trust Planning.
  • Divorce Settlement.
  • Bankruptcy appraisals.
  • Review. Field or desk formatsCurrent and Retrospective.
  • Litigation and Expert Witness.  Trial testimony.  Consulting assignments.
  • Private parties for general purposes.
  • REO properties appraised since 1990.
  • Distress property conditions. 
  • Insurance loss on real property damage & destruction.
  • Cost Estimates for construction.   
  • Rental survey regarding residential properties.
  • Single family to four-plex, PUD, Condo, Manufactured Homes, Ranchette's, Vacant sites.  Atypical and complex residential properties.
  • Consulting services.

  • Quality of service:

  • Short Turn-Around Times depending on complexity of the assignment. 
  • Quality Appraisal Reports &  USPAP compliance.
  • Online Status Reports.
  • Electronic Ordering and Delivery.
  • Competitive Pricing
  • Understanding of FNMA, FHA and relocation criteria.   
  • Understands the Scope of Work in assignments.
  • Teaches courses on:  Report Writing, Sales Comparison approach, Income Approach to Value, Cost Approach to Value, Property Analysis, FHA Appraising,  Litigation Appraisal, Review Appraisal and others. 
  • Understand who is doing the appraisal.  I do not use Trainees or Assistants. 

    Other website is"

    Appraisal classes website is:


    Today's Rates

    Mtg Loan Rate APR
    30-yr Fixed 3.95% 4.08%
    15-yr Fixed 3.31% 3.48%
    1-yr Adj 2.74% 3.4%
    * national averages
    Call me anytime regarding questions on real estate appraisal.  I welcome the opportunity to assist in real estate appraisal matters.

    Different types of appraisal documentation are available to use in an appraisal report.

    In addition, I teach real estate appraisal courses to appraisers for continuing education and professional growth.